Sound financial planning starts with an honest assessment. Examine spending habits and construct a budget aligning expenses with your Kingdom mission. This prevents life’s uncertainties from diverting your divine calling.
Ephesians 4:14 warns against drifting through life, tossed about by others’ agendas. In contrast, biblical financial planning gives direction. It implements an intentional God-designed strategy.
A key exercise is writing out your life purpose and mission statement. God has called every believer to advance His Kingdom. But He has also given you a specific purpose tailored to your gifts and opportunities. Clarifying this fuels decision-making.
With your identity and directives from God defined, financial planning supports His design. It provides resources to fulfill your purpose, not chase fleshly desires.
Anchoring your plans in Christ guards against worldly deception. Financial decisions reflect eternal priorities, not just temporal wants. This clears a path through life’s distractions.
Biblical financial planning seeks God’s Kingdom first, trusting He will meet needs. It prevents money from determining the purpose instead of purpose dictating money’s use.
When your finances align with God’s will, they multiply impact. He directs funds to grow His work. Write down the purposes He reveals; let them drive your financial plan.
Money becomes a ministry tool, not a goal itself. With an eternal outlook, financial planning supports a life of meaning, not misplaced priorities. Discover God’s calling and let it shape your financial decisions.
In Christ,
Stephen H. Hammond
President
AUTHOR BIO
Stephen H. Hammond, president and founder of Christian Values Investing Inc., established the first “fee-only” Biblical responsible investment advisory firms in 1993 to help Christians align investments with their values and better manage finances from a biblical perspective. He graduated from Georgia Southern University with a finance degree and worked in the Investment Banking industry before joining Merrill Lynch in 1988. Stephen is a published author and speaker, a spirit-filled Christian who traces his faith heritage to preacher ancestors. In 2005, he established the nonprofit Covenant Financial Ministries to teach biblical stewardship principles and money management. Stephen has decades of experience in money management and financial planning. and serves with Kingdom Advisors and the National Association of Christian Financial Consultants. He has appeared on radio and television, spoken at churches, and authored books including Mission Possible: An Investment Guide for Christians and The Successful Life Manager. He married Angela in 1990 and has two children.
