The Biblical principle of steady plodding


Investing is a tool that each of us should use to accomplish financial objectives. We  can accumulate wealth by spending less than we earn and invest the difference over a long time period. We preserve wealth by following the Biblical principles of diversification, professional advice, and by having a long time horizon. Investment speculation should […]

Investing or Gambling?


The ultimate investment is investing in eternity. Jesus tells us in Matthew 6:20 “But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal.” I have had a few Christian ask me “Is investing the same as gambling?” The answer is no. […]

An avenue for God to bless


God’s Word gives us many examples why we should invest God’s assets. The best known is the parable of the Talents found in Matthew 25:14-30. The master gave each of his steward’s talents, and these talents served as an avenue in which the stewards could be found faithful and be blessed. This parable also shows […]

Goals for your Contingency fund


Everybody should allocate a set percentage of income in emergency savings until an contingency fund is established. Savings are the seeds of your financial independence. The Bible often talks about the seed as the potential of what will be. Galatians 6:7 says, “Be not deceived; God is not mocked: for whatsoever a man soweth, that […]

Long-term vs Short-term savings


The first step or priority in establishing financial freedom is to be debt-free. The second priority is to build a contingency fund (short-term savings) for future needs. The third priority is to build financial freedom through investments. Many people want to pass over the process of building a contingency fund and go directly into investing […]

Contingency Fund


One problem with most families is the inability to save consistently. Running into an unexpected expense causes most of them have to go into debt because they do not have a contingency fund (short-term savings) for such an emergency. As Christians, we know these emergencies are certain to occur. God’s Word tells us in 1 […]

First step…pray!


Goals that are formulated with an eternal perspective are the most effective goals we Christians can make. The first step in formulating these types of goals is spending a consistent daily time in prayer with God. Prayer will help us get into the correct mindset with the Lord. Then, we need to take time to […]

Goals change along the way


The 1967 movie Cool Hand Luke has many taglines that parallel successful goal planning. The captain, played by Strother Martin, would say to Lucas ‘Luke’ Jackson, played by Paul Newman, “Get your mind right, Luke.”  Having written goals will help you get not only your mind right by being focused but will also help make […]

Why goal setting is important?


Jesus Christ  has called each Christian to live and run his life successfully by being focused and goal oriented. However, many of us run our lives financially, spiritually, emotionally, physically, and mentally while in a blur of God’s calling for our life. We act as if Christ did not qualify us for the race we […]