Perception is a powerful thing. So many of our actions are determined by how we perceive things to be. How we perceive is based on what we think we hear or see. Yet, our perception of events, words, and people can be entirely wrong. Looking back over my life, I realize during my youth and […]

The Spending Plan

Your spending plan is a process, and it will have to be reworked often. Budget-killing times of emergency will come along. When this happens (not if), your spending plan must be reworked until you can live within your plan. After completing the spending plan, worksheets identify the budget items that are out of control or […]

Each spending decision is a spiritual decision

People who have a problem with over-spending usually go through denial. “I know that I’m not spending that much” is a familiar refrain. In my experience, only a few people with debt problems have been using a spending plan. They may have had one, but they have not been using it. A spending plan facilitates […]

Spending Habits

Part of my job as an financial professional has been saving clients from some of their worst impulses, over-spending. I often encounter people who are withering financially, often a very frustrating situation. Our society often demands that we seek instant gratification. So the affluent along with the poor all seem to have problems with over-spending. […]

The proactive role in financial planning

The Successful Life Manager will always take a proactive role in planning his or her life. The planning process will combine reflection, core-values, life changing events and goal-setting in a formalized and structured process to arrive at a plan to achieve your specific goals. We must realize that we are not in complete control of […]

God’s will in your plan

The reason each Christian should have a Successful life plan is to keep an eternal focus. Your Successful life plan™ will help you make faith-based financial decisions and an eternal impact. Proverbs 19:21 says, “Many are the plans in a man’s heart, but it is the Lord’s purpose that prevails.” God’s purpose is the key […]

Financial planning begins with a reality check

Your Successful life Plan™ will make your income, investments, and insurance work in harmony so you can achieve your life goals and God-given mission. Ephesians 4:14 tells us, “Henceforth be no more children, tossed to and fro, and carried about with every wind of doctrine, by the sleight of men, and cunning craftiness, whereby they […]

Successful Life Planning

The new buzz word in the financial planning community is life-planning. As the financial planning profession matures, an emphasis is now starting to shift from traditional financial planning to a focus on life itself.  With the birth of life planning, a new profession has also evolved and its focus is life coaching. Both the coaching […]

Is your financial professional qualified?

In the preparation of selecting specific investments for your portfolios, it is advisable to seek the help of a professional.  Your choice of an investment professional is critical. Ask yourself the following question: Is my financial professional qualified? Before hiring a financial professional, you should first establish that the financial professional is a Christian, and […]

The Biblical principle of steady plodding

Investing is a tool that each of us should use to accomplish financial objectives. We  can accumulate wealth by spending less than we earn and invest the difference over a long time period. We preserve wealth by following the Biblical principles of diversification, professional advice, and by having a long time horizon. Investment speculation should […]

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